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When it comes to health insurance, women usually get the short end of the stick when it comes getting good rates; this is largely due to the fact that they visit doctors more regularly. Although unfair in a lot of cases, this may actually pay off when it comes to purchasing life insurance. In general, women pay much less for life insurance policies than men do.

The age-old belief that women live longer than men is actually quite true, which explains why they pay so much less on their life insurance lines. Women who work outside of the home are also said to life longer lives than women who work from home, reinforcing better rates for women.

Two of the main reasons that men have a harder time getting affordable life insurance rates are the fact that they are more prone to terminal/lifelong illnesses and the fact that testosterone can have negative consequences on their bodies. Men have much higher rates of developing illnesses like cancer, heart disease, stroke, etc. This greatly hurts their chances at getting as low of a life insurance rate as women. Also, the testosterone in men makes them at an elevated risk for diseases as well as promotes “risky” behavior, i.e. alcohol/drug abuse. It is becoming increasingly important for men to maintain healthy life styles in order to get lower rates on their life insurance rates. The things that may save them money on health insurance will end up costing them for life insurance.

Those in RI, MD, AZ, MA, PA, CO, CT, NH, and WI, should contact Fox Health Insurance for a free quote on a new life insurance policy today! Fox Health Insurance specializes in health, life, and Medicare/medical supplement insurance policies and can provide a personal kind of service as an independent insurance agency. Visit our virtual insurance office at www.foxhealthinsurancellc.com and call toll free at 800.401.8242.